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 The return of the charitable tax credits. Community foundations along with public museums, universities, food banks and many others have been able to offer their donors credits to their Michigan Income Tax liability.
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 Election years can be years of inaction as politicians are focused more on running for office and posturing for votes than on actual governing.
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 Some of the best business lessons come from making mistakes. Others come from recognizing prior bad experiences or maturing as a manager or as a company.
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Over the next 12 months, Michigan’s and the nation’s economy should continue to improve. Many auto industry companies are making solid profits. They made consolidations and cuts. They should be able to hire more workers in 2012. The housing market may continue to lag. Banks may continue to use tight lending practices. Those factors could hamper the economy. So it is unlikely 2012 will be much better or different from 2011.
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 The U.S. economy has grown in slow fits and spurts since bottoming out early in 2009, and that trend is likely to continue in 2012. Neither the Federal Reserve nor Washington’s politicians have any magic bullets to juice the economy. Instead, growth will be organic, generated internally by businesses and other employers as they respond to pent-up demand and higher levels of consumer confidence.
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Change is one of our few constants in life, yet we all react differently to the opportunities generated by a simple turn of a page. Though we cannot predict our reactions, we should be able to reasonably anticipate what to expect if we extrapolate existing trends and apply them to the New Year’s potential.
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 “We expect 2012 to be a year of continued steady economic growth in several sectors throughout the region.
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 2012 will be a recovery year for Grand Rapids. All the investments we have made, the patient waiting and corporate restructuring, all the public-private partnerships of the past, all have prepared the field for a good growth and harvest of economic activity. And it begins this year
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 “2012 promises to be a slow year in construction. We were fortunate to see continuous growth from 2007 until 2011. This year will be a record year for us.
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